A lower interest rate can save you thousands of dollars over the life of a loan, but don't be deceived by comparing rates only. Negotiating the right terms - amortization period, renewal date, payment frequency, prepayment privileges or penalties, fixed or variable interest - can save you thousands more!
It is impossible to know that you have negotiated the best mortgage until you have shopped all of the financial institutions competing for your business.
CENTUM Pacific Mortgage brokers have access to the latest information from a multitude of mortgage lending institutions along with the negotiating power of Canada's most influential mortgage brokerage. Let us help you find the best rate and terms for your unique situation. Contact one of our experts today.
| Posted Rates | Loan Duration | Our Rates* |
|
3.90% |
1 Year |
2.54% |
|
4.55% |
3 Years |
3.49% |
|
5.24% |
4 Years |
3.64% |
|
5.85% |
5 Years |
4.49% |
|
6.80% |
10 Years |
5.59% |
|
4.29% |
5 year 30 Day Quick Close |
3.89% |
|
2.75% |
Bank Prime Rate as of July 28/10 |
2.75% |
|
2.00% |
3 yr Variable Rate = Prime -.75% |
2.00% |
|
2.75% |
5 yr Variable Rate = Prime -.65% |
2.10% |
* Rates are subject to change without prior notice.
* OAC